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首次置业人士（first time buyer）所享有的机会
如果您是首次置业人士，你有可能符合以下联邦政府提供的支持：
加拿大房贷及房屋公司（Canada Mortgage and Housing Corporation,简称 CMHC）为未有足够积蓄支付物业20%首期的人士提供高比率房贷
首次置业$5000 退税优惠
让首次置业人士从注册退休储蓄计划（RRSP）中提取高达$25,000置业
购买新屋的GST退税（GST New Housing Rebate）
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房屋再贷款（Refinance）

房屋再贷款意味着把现有的贷款协议重新评估跟商定，从而满足您的不同需求。金熙金融的贷款顾问会帮您做出专业的分析，然后制定合理的方案。
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房屋贷款续期或转换Renewals/transfers

当您需要贷款续期转换，您是基本上处于一个重新建立贷款的时候。金熙金融会根据您实际情况，找出最适合您的最低贷款利率。
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 房屋贷款预批（Pre-approval）

在计划购买房屋前，从金融机构（银行）获得一份贷款预批（pre-approval）是必要的。您将会从这份资料中了解自己能获得多少贷款，并参考自己当下的财务状况，进一步了解到自己能够负担起多少价值的房屋。
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再次置业Repeat Buyer

很多人再次置业的目的是去增加自己的财富，一般而言，这当中涉及和考虑的问题比首次置业会更复杂。选择金熙金融的贷款团队，为你制定合理的方案，让你财富更上一层楼。
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First time buyer

1.If you are a first time home buyer, you may qualify for the following federal government support: Canada Mortgage and Housing Corporation (CMHC) offers high-rate mortgages to those who do not have enough savings to pay the first 20% of the property 
2.$ 5000 tax refund for first home purchase
3.Let first home buyers withdraw up to $ 25,000 from a Registered Retirement Savings Plan (RRSP) GST 4.New Housing Rebate for Buying a New Home
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Repeat Buyer

Many people's purpose of buying a home again is to increase their wealth. Generally speaking, the issues involved and considered will be more complicated than the first home purchase. Choose Jinxi Finance's loan team to develop a reasonable plan for you to make your wealth even higher.
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 Pre-approval

Before planning to buy a home, it is necessary to obtain a pre-approval of a mortgage from a financial institution (bank). You will learn how much mortgage you can get from this information, and refer to your current financial situation to learn more about how much value you can afford.
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房屋贷款续期或转换Renewals/transfers

When you need a mortgage renewal conversion, you are basically at a time to re-establish the mortgage. Jinxi Financial will find the lowest mortgage interest rate that is most suitable for you according to your actual situation.
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Refinance

Home refinancing means re-evaluating and agreeing on an existing loan agreement to meet your different needs. Jinxi Financial's mortgage consultant will help you make a professional analysis and then formulate a reasonable plan.
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私人贷款

生活需求应不同时期也有所不同，现今银行对客户的信用度，物业担保等方面有着较高的要求。作为金融市场上的副产品，私人贷款的存在正好满足到这些被银行拒绝门外的客户。
金熙金融提供灵活，可靠，快捷的私人贷款服务。贷款部门的顾问会根据每个客户的具体情况与需求，制定最适合的方案。
一般而言，私人贷款是短周期，半年到2年不等，且客户只需按时支付每月利息。
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Private Loan

Life needs should be different in different periods. Today, banks have higher requirements on customer credit and property guarantee. As a by-product of the financial market, the existence of private loans just meets these customers who are rejected by banks. Jinxi Financial provides flexible, reliable and fast personal loan services. The consultant of the loan department will make the most suitable plan according to the specific situation and needs of each client. Generally speaking, private loans are short-term, ranging from six months to two years, and customers only need to pay monthly interest on time.
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